• 2, Ramat Crescent, Ogudu
    GRA, Lagos, Nigeria

  • + 234 817 0955 995
    info@enterpriseassetleasing.com

Faq’s

FREQUENTLY ASKED QUESTIONS

Our Lagos office is located at 2, Ramat Crescent, Ogudu GRA, Ojota, Lagos.

Enterprise Asset Leasing renders 3 core services: Leasing, Credit and Funds Management.

Our target market is focused among the worthy individuals and the Organized Private Sector of the economy.

Our authorized share capital is N200M. Currently there are plans to increase it to N500million.

EAL has been in business since 2008.

Dr. Toni Ogunbor
Dr. Toni Ogunbor holds a Bachelor of Science Honours degree in Agricultural Economics from the University of Ibadan and a MBA specializing in Marketing from Ahmadu Bello University. He has worked with Unilever Nigeria Limited as Sales Manager and Union Carbide Nigeria Limited as Regional and National Sales Manager. With the experiences acquired, he decided to start Nosak Agencies Limited in 1985. This, he nurtured to an indigenous and proudly Nigerian Industrial Conglomerate with admirable pedigree known today as Nosak Group of Companies.

He is a Trustee of Ethanol Manufacturers and Blenders Association of Nigeria. Member of Committee of Chief Executives of the following trade groups: Association of Food, Beverage & Tobacco Employers, Nigeria Employers’ Consultative, Chemical & Non-Metallic Products Employers’ Federation. He is a member of Institute of Directors, Nigeria Institute of Management, and a fellow of the Nigeria Institute of Marketing. He presently sits on the board of various companies such as Four Point Sheraton Hotel Lagos, Custodian and Allied Insurance Limited, Managed Healthcare Service Ltd, General Telecom Ltd as Non-Executive Director and others. As an education enthusiast, he is one of the few distinguished Nigerians (including the Sultan of Sokoto) who were conferred with the honorary doctorate degree of science at the Igbinedion’s University convocation.

Mrs. Risi Ogunbor
Mrs. Risi Ogunbor is a graduate of the University of Ife majoring in English. She taught at the Federal Government College, Kano and worked briefly as an Education Officer with the Federal Ministry of Education. Her leadership has seen the company attaining enviable status in the distributive trade. She currently the Managing Director of CCD Stores, a trading concern that focuses primarily on the importation and distribution of a wide range of consumer goods to largely; retailers, cooperative societies and sales outlets. She sits on the board of various companies

Our management team is comprised of seasoned professionals which includes the following:

Mr. Thomas Olorigbe
Chief Operating Officer

Mr. Thomas Oloriegbe is a graduate of Accounting. He has a Postgraduate Diploma in Management and a Master in Business Administration from University of Calabar. He is a Fellow of Certified Institute of Cost management of Nigeria and also an Alumnus of Lagos Business School. He is a well-polished and seasoned consultant and project manager; leaning on over 21 years work experience in Business Consulting, Mortgage Banking and Real Estate Management.

He joined Grand Villas Limited in 2008 and was later promoted to the Chief Operating Officer of Grand Villas Limited in 2014. He was appointed as the Chief Operating Officer of Nosak Group in October, 2016 where he oversees all strategic business units which include Enterprise Asset Leasing Limited.

Mr. Agenyi Isaac
General Manager

Isaac is a graduate of Statistics and a Master in Business Administration specializing in Marketing from Ladoke Akintola University of Science & Technology, Ogbomosho. He obtained advanced professional diploma certificate in purchasing & Supply Chain Management from Chartered Institute of Purchasing and Supply Chain Management and advanced Diploma certificate in Human Resources Management from the Chartered Institute of Personnel Management of Nigeria. He is an Associate Member of Chartered Institute of Personnel Management of Nigeria, Associate member, Chartered Institute of Purchasing and Supply Chain Management, Member, Institute of Debt and Portfolio Management of Nigeria and member, Equipment Leasing Association of Nigeria.

Isaac has extensive working experience in various sectors like Petroleum Finance Coy (Africa) Ltd, Rosabon Financial Services Ltd where he served in various capacities as Head, Administration, Head, Credit Control/ Risk Management, Head, Human Capital Management, and Head, Lease Financing. He was a Senior Partner at Dipado Fleet Experts Ltd and Head, Fleet Operations &Technical at Aquila Leasing Limited. He is currently the General Manager of Enterprise Asset Leasing Limited.

Isaac was an active member of Rosabon Financial Services’ Asset and Liability Committee (ALCO), Board Credit Committee, Management Credit Committee, Staff Appraisal Committee, Assets Disposal Committee, Process Improvement Committee and Budget Committee etc.

Isaac has attended several courses at Lagos Business School, Equipment Leasing Association of Nigeria, CRC Credit Bureau, Fleet CUBE of South Africa, Iheo Academy, Tom Associates and others. He has also attended workshops on enterprise development and emotional intelligence for managers by the Enterprising Nigeria Project and Zolts Limited respectively

Mr. Etin-osa Enobhaka
Chief Finance Officer

Mr. Etin-osa Enobhakare is an Associate Member of the Institute of Chartered Accountants of Nigeria and a Member of the Chartered Institute of Taxation of Nigeria. He obtained a BSc Accounting and Finance in 2003 from Delta State University, Abraka. Trained with Anjous, Uku & Co (Chartered Accountants) in 2005, qualified as a Chartered Accountant in 2007, worked with Abax-OOSA Professionals in 2008 before joining Nosak Distilleries.

He was later transferred to another subsidiary within the Group – Nosak Farm Produce Limited as the Finance Manager. On 4th of October, 2016 he was appointed as Chief Finance Office of the Group. His experience covers Accounting, Audit, Taxation, Assurance and General Financial Services. He brings to NOSAK GROUP 12 years’ experience in Audit, Accountancy, Taxation and Business and Financial Advisory services.

Mr. Kingsley Omoigui
Head, Leasing and Credit

Kingsley Omoigui is an associate member of the Chartered Institute for Securities & Investment, (ACSI). He possesses a wide range of experience in risk management, credit management, credit structuring, lease structuring, lease administration, debt management and recovery. This has helped in returning the company into profitability. Before joining the leasing industry, he was the Head of research and Investment at Enterprise Stockbrokers Plc, (Member of the Nigeria Stock Exchange). During this period, he developed and managed an effective asset management programme with superlative returns on both the equities market and debt instruments for clients’

Kingsley has attended several courses at Equipment leasing Association of Nigeria.
He is presently the Head, Leasing at Enterprise Asset Leasing Limited, a subsidiary of Nosak Group.
He has a Bachelor degree in Accounting and also a member of Equipment Leasing Association of Nigeria (ELAN).

They include the following;

  • • Finance and Operating Leases (Corporate and Consumer)

  • • Fleet Management

  • • Business Loan

  • • Fund Placement & Management

  • • Sale & Leaseback

  • • Personal Loan

  • • Payday Loan

At EAL Finance Services we understand that time is of essence. We are fast, efficient and effective in our processes. A maximum of four working days is what it takes subject to provision of our requirements.

Yes. We value the asset and a proportion of the amount made available to the client.

Lease facility is a non-cancelable transaction. However, on management approval, we can have a recalculation of the charges as at date of pre-liquidation.

Absolutely yes. Currently the default charge is N4,000 per return cheque and 0.25% flat per day on the value of the cheque.

Yes, but this is subject to management approval. You are required to give at least three days prior notice. However, you will be charged a moratorium fee of 0.16% flat of the value of the rental per month.

Yes, security is required for all non-structured loans

We are flexible with our security requirements. They include, Fixed Funds, Stocks and Vehicles.

No. We also make it available to categories of clients working in reputable organizations provided our lending requirements are met.

At EAL Finance we strive to keep to our core values:

  • • Integrity

  • • Customer Satisfaction

  • • Service

  • • Excellence

  • • Team work

These are the basis of our relationships and business processing. Irrespective of the similarities in products offerings in our sub-sector, our drive is to exceed our customers expectation in our service delivery at all times.